Annuities Main Fixed Annuities Custom 7 Custom 5 Select 3 Flex Premium Plus All Variable Annuities Focus Retirement Passport Spinnaker Advisor Other Income Annuities Advantage Income Freedom Income Other Structured Settlements Sales Center 1-800-706-0700 invest@symetra.com Call for a Proposal or with any questions. Weekdays 6 a.m. to 4:30 p.m. (PT) 9 a.m. to 7:30 p.m. (ET)		Top Tools Fact Sheet Quote & Apply Marketing Materials Case Studies Symetra Freedom Income Annuity is one of the most cost-effective ways to guarantee a lifetime of retirement income. Your clients use only a small portion of their current savings to buy future income at today's prices. This gives them more freedom to enjoy their retirement without worrying they'll outlive their savings. Product Description Flexible start date up to age 95 or 45 years deferral, whichever occurs first, gives clients the flexibility to create a customized plan1 Optional annual increases of up to 6.5 percent allow future income to keep pace with inflation. Return of premium options before and after payments begin provide for beneficiaries in the event of the client's death. Access Sales Tools [+] Case Study - Gloria and James Evans  Case Study - Joe Spendalot  Case Study - Bob and Patty Costalot  Case Study - Sarah Savealot    Brochure  Retirement Income Calculator Industry Buzz [+] Learn what the media is saying about longevity insurance.2 The Do-It-Yourself Pension Why Longevity Insurance Review State Availability [+] Not available in CT. Please contact the Sales Center at 1-800-706-0700 for available options.

Guarantees and benefits are subject to the claims-paying ability of the underlying insurance company. Annuity is issued by Symetra Life Insurance Company. Contract form numbers in most states are LIA-76 4/08 and LIA-80 4/08. Not available in all states or any U.S. territory.

• ¹Qualified contracts with payments start dates later than age 70 ½ are subject to IRS Required Minimum Distribution (RMD) rules. If RMDs are taken from this annuity, as opposed to other funds, annuity payments and any optional death benefit under this annuity will be reduced. In New York, payments must start no later than the latest of the 45th contract year or April 1, following age 70 1/2. Consult a tax advisor.
• ² Longevity insurance is a concept, not the name of a product. Some states define longevity insurance as an annuity with payout option only with no death benefit.