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Product Description

• From the very first day, the income tax-free death benefit for beneficiaries is greater than the amount the client paid in.
• Successor grows tax deferred with compounding interest that’s locked in annually.
• The return of the single premium is guaranteed, less any previous withdrawals or loans.
• The policy is guaranteed not to terminate due to insufficient fund values before the anniversary date following the client’s 120th birthday.
• In states where available, Accelerated Benefit Options can provide a portion of the death benefit in advance if policyholder is confined in a nursing home or terminally ill.

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